Welcome to the wonderful world of home repairs – where every little thing seems to cost an arm and a leg and breaks down at the most inopportune time. Just when you think you’ve saved up enough to take that long-awaited vacation finally, your furnace decides to go kaput. Or a pipe bursts in your bathroom, and you have to replace the entire floor. And the monthly mortgage payments? They never seem to end. It’s no wonder that home repairs are one of the leading causes of financial stress in the U.S. According to studies…